Tuesday, May 26, 2020

Explanatory Essay Topics Ideas Exposed

<h1> Explanatory Essay Topics Ideas Exposed </h1> <h2> Life, Death, and Explanatory Essay Topics Ideas </h2> <p>An great photo can advise many things to the watcher. Get a few thoughts regarding which you've aggregated a scope of proof. Give enough detail with the goal that your peruser can find how to do the specific thing. He will see all subtleties through the crystal of your philosophy. </p> <h2>The Fundamentals of Explanatory Essay Topics Ideas Revealed </h2> <p>Gender jobs won't ever be switched 15. Innovation might be sure impact. How History plays a significant capacity in considering various sorts of living. </p> <h2> The Hidden Truth About Explanatory Essay Topics Ideas </h2> <p>It is vital to make the paper appealing to the crowd. An informative paper test is there on the site of Students Assignment Help to comprehend the exposition quality offered to the understudies. To buy paper on the web, yo u basically should fill in the application structure and you'll get amazing work on the ideal point. On the off chance that you don't accept that you have adequate essential shrewdness and experience to create a splendid descriptive exposition, you may utilize the altered paper help on the web. </p> <h2> Explanatory Essay Topics Ideas </h2> <p>If you will make an informative article, be prepared to dedicate a lot of time hitting books. Most keeping in touch with you should do in your expert life will include a lot of interpretive substance too. Another thought is to choose a circle which you were keen on for an exceptionally lengthy timespan yet had no chance to discover increasingly about it. For composing any type of task, the principal most troublesome issue is looking through a prevalent point. </p> <h2>Explanatory Essay Topics Ideas </h2> <p>Such sort of paper composing requires to get focused on the extraordinary internal feeling s instead of concentrating on a capacity. For example, on the off chance that it's just a simple paper, at that point you may very well should fuse a presentation, a body segment, and an end. At that point you should think about composing the presentation. Consider an ethical situation a character in a novel or other piece of writing must face. </p> <p>Explain why you particularly thoroughly enjoy a particular instructor. For example, it can divert understudies. Eventually, an understudy can offer short techniques on how best to dominate the match. Understudies everywhere throughout the world can take help from our absolute best writers.</p> <h2>A Secret Weapon for Explanatory Essay Topics Ideas </h2> <p>The ideal approach to make such expositions is to keep up your emphasis on your own character. The writer recognizes that a couple of the resistance's cases may be legitimate, however the essayist despite everything exhibits that his own. The key to achievement in the technique for article composing is an appropriate association of work and an understanding why you are probably going to do this endeavor. The best technique to improve composing abilities is by method of standard practice. </p> <h2>Things You Should Know About Explanatory Essay Topics Ideas </h2> <p>Because of this present, it's imperative to choose the perfect subject and adhere to the specific structure. In the first place, a concise clarification of the game should be composed. Simply, it's a guide on the most ideal approach to accomplish something. From its name, you can figure that you should have a completely clear image of a specific thing in order to give your peruser with an exceptionally clear and compact clarification. </p> <p>Even however the presentation comes at the initiation of your thesis it doesn't must be the absolute first thing you write in truth its regularly the specific last part to be finished notwithstanding the theoretical. It is crucial to give selective consideration to the initial sentence. Concentrate on your language as it should be sans eerror. </p> <p>Because it is a considerable amount less hard to expound on the interesting subject than about the new one. Understudies must have the ability to obviously pass on ideas and information in their composition. An understudy is given time to flexibly a clarification or give an appropriate meaning of the subject viable. Numerous understudies face issue when composing on such subjects in light of the fact that it is possible that they can't get the explanation effectively, or, in all likelihood they can't amass all the focuses together and set up them legitimately. </p> <p>Using great educational article poin ts can affect how great an evaluation you get. In the event that you are a newcomer to composing useful papers or basically battle when it has to do with considering useful article themes, at that point there's an extraordinary possibility you may be searching for some assistance. There are numerous awesome paper themes inside this classification after all every scholarly work leaves a ton of room for creative mind and conceivable contention. To assist you with making a gainful exposition plot here are tips that can help you. </p> <p>All sorts of articles require references, so it'll be a smart thought to keep information pretty much the entirety of your sources in 1 spot. Exploratory papers plan to investigate all sides of an issue. </p> <p>If this is the situation, you may have a generally excellent starting to your explanatory exposition. In case you're probably going to compose such an exposition again and again, you should realize how to make a decent one. Making a compelling exposition of this sort may have all the earmarks of being a harder undertaking in contrast with different articles. Step by step instructions to make an amalgamation exposition. </p> <p>Explain why it is you are keen on a particular vocation. There are heaps of things to consider when arranging an exploration. It is fundamental to follow business morals to get enormous achievement in business by holding your clients by your business esteems. Different assortments of budgetary administration in different circles of business and what's regular about them. </p> <h2>The Importance of Explanatory Essay Topics Ideas </h2> <p>Students may need to discover increasingly about the points in order to react with adequate profundity and intricacy. The choice of topics is innumerable. The topics might be unique. Check our rundown of most of intriguing points about different periods on world history. </p>

Monday, May 25, 2020

Political Philosophy and Thomas Jefferson and James Madison

Political Philosophy and Thomas Jefferson and James MadisonBoth Thomas Jefferson and James Madison wrote in the Federalist Papers about the dread of injustice as they contended for the privilege of the individuals to conclude who might speak to them in Congress. The Federalist Papers contained the two bits of chronicled and lawful thinking that were initially composed by these two men. Jefferson's well known expression, 'We hold these facts to act naturally obvious, that all men are made equivalent,' was composed before the Federalist Papers was written.The Electoral College has for quite some time been scrutinized as a degenerate or Republican type of government. As written in the Federalist Papers, just as the constituent school itself, expresses that choose voters with a majority would choose whoever was the most mainstream. There was no chance to get of preventing a maverick voter from subverting the whole framework. A maverick balloter could choose anybody in the discretionary s chool, and it would take a sacred revision to forestall it.Article II of the Constitution was composed to permit the Supreme Court to designate one equity to serve forever and guarantee that no other individual could name a subsequent equity. It is hazy why the Electoral College framework was not utilized at that point. Since there was no prerequisite that balloters would be selected by the individuals back then, it is reasonable for state that the Electoral College didn't keep the Electoral College from being a degenerate organization in its own right.In request to comprehend the dread of conspiracy that impacted the political way of thinking of Thomas Jefferson and James Madison, it is critical to see how political way of thinking can be so straightforwardly influenced by history. On account of the Federalist Papers, James Madison wrote in the acquaintance that he composed with 'a dark companion' and needed to propose a piece on the Electoral College. He says that he had perused s ome place that the Federalists needed to have agents in Congress chose from states, while others accepted that the country ought to be spoken to straightforwardly by the people.The Electoral College issue is the thing that made the whole political way of thinking of political way of thinking be so intensely impacted by the issues of the political decision procedure and how the individuals themselves choose. It was all paving the way to the Declaration of Independence, which was written to a limited extent to 'announce the crisis; - that the individuals reserve an option to adjust or change their administration and to start it by a show.' The significance of the expression, 'the individuals' would get significant later in the Declaration of Independence when Thomas Jefferson stated, 'We hold these realities to act naturally apparent, that all men are made equal.'The same way of thinking of the individuals driving the legislature would be utilized all through the Revolutionary War and what was going on in America. Despite the fact that numerous American residents were discontent with the manner in which their administration was being run, it would at present be the individuals who eventually chose the course of their country.If you accept the Declaration of Independence as a philosophical work of political way of thinking, you see that it is an endeavor to locate a center ground between being administered by the lord and being governed by the individuals. Shockingly, a great part of the center ground, for example, the decisions in the Federalist Papers, was expelled from the Declaration of Independence in the approval of the Constitution. Jefferson, however he wrote in the Federalist Papers, just as the discretionary school, that a solid focal government was expected to ensure the privileges of the individuals, would at present be writing in the Declaration of Independence and later on in the Declaration of Independence when he stated, 'The tree of freedom must be invigorated every once in a while with the blood of loyalists and tyrants.'The Declaration of Independence didn't leave a lot of space for political way of thinking, since the main individuals they were attempting to secure were the British. This issue stays with our constitution today, as the House of Representatives is really similar individuals who choose our administration consistently. You can't accuse Jefferson and Madison for needing to spare popular government and the whole guideline of the Declaration of Independence if this is the manner in which our framework works.

Friday, May 22, 2020

What Everyone Is Saying About The Outsiders Essay Samples and What You Have to Do

<h1>What Everyone Is Saying About The Outsiders Essay Samples and What You Have to Do </h1> <h2>The End of the Outsiders Essay Samples </h2> <p>The immense inquiry is who has within information about the way of life. Since you may see, it goes right to the point. The setting impacts the character by a significant arrangement since if not for the destitution of the region, Ponyboy would an altogether different person. There's a huge switch here from the sub-infinitesimal strings which make up string hypothesis to the authentic real strings that you're ready to tie, all things considered. </p> <p>Sodapop was conflicted between the two sides. Individuals of the top class realize they are viewed for their exquisite and refined lifestyle, and consequently endeavor to keep up that indistinguishable conduct. Highlights of the setting incorporate that it's a downright terrible setting. </p> <p>This occurrence, on the other side, suggests that socs may likewise have limited activities by virtue of the tremendous hole among them and the greasers. For example, the basic reality that Ponyboy's folks were executed in an auto collision is out of line. On the other side, the greater part or the insider doesn't want to engage with the minority. Dillydally gambled prison time to help them, providing a firearm, cash, and a program. </p> <h2>The Most Popular Outsiders Essay Samples </h2> <p>The Outsiders examines many subjects. The Outsiders is among the best movies made! Johnny murders Bob in order to spare Ponyboy. He isn't so fortunate, suffering significant consumes. </p> <p>The composing is clear and easy to understand. There are a great deal of determinations of expositions, along these lines it is sufficiently clear to wipe out an eye on the entirety of your composing assignments. For instance, you can pick the recorded actuality or perhaps a social difficulty for an issue for the exposition. In case you're in the focal point of your exposition composing technique, you are going to need to see our proposals on what article traps to prevent.</p> <p>The cost of an exposition relies on the amount of exertion the author needs to apply. A decent school exposition acquaintance is fundamental with making your paper stick out, so there's a lot of strain to get it precisely great. It is encouraged to search for the one which has an extraordinary notoriety and offers excellent papers at conservative rates. What's more, a client may solicit the essayist to submit part from the activity for audit and, if necessary, request that they make revisions. </p> <p>Violence can depict numerous one of a kind messages through various pieces of writing. It characterizes them, it is the main thing that they know they share for all intents and purpose. </p> <h2>The Outsiders Essay Samples and the Outsiders Essay Samples - The Perfect Combination </h2> <p>Being an outcast is an issue of viewpoint. Instead of floundering in sadness they discover the solidarity to raise and find the appeal of the planet. This generally implies anyone can be a legend, paying little heed to the existence they used to lead.</p> <p>A legend is an individual who has given their life to an option that could be bigger than oneself. He could be any person or thing. He is somebody who has committed their life to something more than their individual prosperity. He could be numerous things. </p> <p>There were numerous sorts of savagery utilized inside this book, both real and passionate. Most youngsters have toys are advantageous, not for no reason in particular and amusement for the child, yet to invigorate their creative mind, upgrade innovative thinking capacities. I genuinely accept the viciousness is very unsurprising in the novel. Concerning the plot, brutality assumes a magnificent job in the message of the novel that will be expressed later. </p>

Thursday, May 21, 2020

Definition Exemplification Essay Topics

<h1>Definition Exemplification Essay Topics</h1><p>Definition representation paper subjects can be as different as some other point. They are normally used to assist understudies with learning the right definition for a term or thought, or to improve their composing aptitudes by improving the thoughts in the text.</p><p></p><p>Other implications for these exposition subjects are 'exemplify'exemplification.' The last is a casual equivalent word for exemplification.</p><p></p><p>Definition epitome article points may vary starting with one paper composing class then onto the next. It is essential to make certain of the class' standards, and this data ought to be recorded in your prospectus. Regularly, an article proposition is the main spot where you can record your class' perspectives on definition embodiment paper topics.</p><p></p><p>Often, understudies in a class will have comparable exposition subjects. Be that as it may, they may not be actually the equivalent. For this situation, there is regularly a conversation gathering or workshop that can meet up to talk about and banter the most ideal approach to fuse instances of those points into the content. This is perfect since you and your understudies can examine methods of incorporating the models into the composition and talk about which of the models is most appropriate.</p><p></p><p>Some topic can likewise change extraordinarily from class to class. For this situation, it is suggested that understudies examine the reason for the activity toward the start of the class. The motivation behind this activity is to assist understudies with seeing progressively about the subject. On the off chance that the reason for existing is hazy, you can talk about it with the educator to decide how to best coordinate the models into the composition.</p><p></p><p>Sometimes there is no such evident reason to the activity, however on the off chance that the topic isn't legitimately identified with the conversation, at that point it might be a proper event to utilize definition representation article themes. These points may incorporate the historical backdrop of a specific issue, or the way of thinking of a specific hypothesis or model. Here and there understudies can get into the conversation of subjects that are somewhat outside the extent of the class, for instance, on the off chance that they are doing research for a distribution, or in the event that they are building up another theory.</p><p></p><p>Sometimes, the whole class takes an interest in the activity. If so, ensure that everybody recognizes what the motivation behind the activity is before the class starts. In the event that not, at that point make a point to get everybody's contribution on the reason for the activity, and in the conversation and workshop, it is perfect to talk abou t the reason with everyone.</p>

Tuesday, May 19, 2020

Theoretical Perspectives Curriculum - 931 Words

Introduction Learning theories are used to develop curriculums that explain learning models used in education. These models help simplify education from the earliest stages of childhood through formal education. This paper will explore the learning theories and how they can be applied in developing a curriculum for learning and teaching language. The curriculum will include the epistemology, motivation, and methods of learning Cognitive Jean Piaget and John Dewey helped develop the theory of Cognitive Development. According to them, cognitive development constitutes the sensor motor stage and helps children grow their interaction through this development. For instance when a child understands about objects he/she will easily†¦show more content†¦F. Skinner: the theory emphasizes of the nurture part of language. According to Skinner, nurture helps in building responses around stimuli as well as other reinforcements (McCaslin Good 1996, p. 67). For instance learning speech and phrases in language development is one of the basic examples of behaviorist approaches to language development. The main point underlying this approach is conditioning that a child’s mind goes through in the process of learning. Epistemology This theory emphasizes on the overt way of learning where observation and empiricism play a big role. Teachers should therefore be certain to evaluate the changes in the behavior of the learner and relate them to language development. Motivation Learning is mainly affected by external factors. Teachers are therefore encouraged to reward children when they make progress in language development. Method of learning Stimulus is needed for language mastery to take place in children. Teachers are therefore expected to identify goals and the stimuli that will help children achieve them to improve their language skills (McCaslin Good 1996, p. 70). For example, pigeons can learn to press bars that will lead to dropping of food to a dish, children can also use a food or drink dispenser machine with automatic voice recording that gives instructions about the action that it will take once a child presses the button. Interactionist The theory was developed by JeromeShow MoreRelatedCurrent Theoretical Perspectives, Pedagogies And Curriculum Approaches Essay2096 Words   |  9 PagesCurrent theoretical perspectives, pedagogies and curriculum approaches. Teaching and learning can be seen as an integrated approach through the support and reflection of visual arts, theoretical perspectives and cultural perspectives such as MÄ ori and Pasifika. These approaches help explain different teaching practices and extension of children’s interests and the different ways to present and consider the environment the children learn and develop in. The arts are a fundamental element of onesRead MoreCurriculum Development Paper973 Words   |  4 PagesDevelopment of curriculum content that implements strategies and methods that enhance Language Acquisition. Presented by: Presented to: Institution: Contents a) Grade/developmental level b) Education needs and rational c) Theoretical perspective d) Learning objectives e) Content outline f) Strategies and methods g) Resources h) Lesson plans Read MoreThe Course Of Study Of Anything Teaching Process Essay949 Words   |  4 Pagesas a list of all the concepts, ideas, as well as topics that will be covered in the course, the book and the lessons plans assign within a particular type of curriculum. For example, the scope and sequence of a course in geology will be a list of all the helpful list of concepts in the course. Besides, the scope and sequence for curriculum in high school would denote all the concepts taught in the writing course (Kliebard, 2004). b. 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In my research I delve into the truth of these statements by exploring the question; how does the Global Studies curriculum at Wilfrid Laurier University reproduce colonial discourses? This subject is important to investigate as our own socio-economic and academic backgrounds may influence how one teaches a Global Studies course and inadvertently reproduce colonialRead MoreStudent s Social Background And Their Connections Within Society1531 Words   |  7 Pagesnumerous theories, the functionalist perspective, the conflict perspective, Forms of Capital and the Virtual Backpack Theory, which contributes to and underpin the skills teachers can employ into their learning environments and practice. Theorist Matthews believes that effective pedagogy occurs only when one has gained a thorough understanding and sensitivity of past and present social conditions (2013,. P167). The development of professional practice, curriculum and educational policies can be created

Sunday, May 17, 2020

Using Persuasive Essay Examples

<h1>Using Persuasive Essay Examples</h1><p>Most of the writing on composing an influential paper is, as I would see it, genuinely shallow and inadequate. I state this is on the grounds that most composing abilities books center more around the pieces of the exposition that will be utilized for composing and less on the particular convincing contentions that the author will be using.</p><p></p><p>What is deficient in the greater part of the composition on influence, influential papers, or powerful open talking is what is called a pugnacious proposition proclamation. This is a portrayal of the substance of the article and how it very well may be utilized to put forth a defense for one's perspective or viewpoint.</p><p></p><p>If you're searching for certain instances of enticing expositions and addresses, at that point I'm apprehensive your best choice is to look through the net. You'll discover a huge number of influenti al articles and talks on the web. Be that as it may, is astonishing that a significant number of these pieces are composed by individuals who don't have the foggiest idea what a powerful article is.</p><p></p><p>This is terrible news in case you're searching for convincing paper models since they are basically mass-delivered pieces composed by authors who don't have a clue about any better. What the majority of these others neglect to acknowledge is that this sort of paper doesn't chip away at individuals who don't think similarly as them. You need to utilize language that sounds good to the peruser so they can perceive any reason why your perspectives are more sensible than theirs.</p><p></p><p>I've seen a couple of convincing article models composed by individuals who plainly recognize what they're doing and the outcomes represent themselves. In any case, these individuals were contending with individuals who essentially had no idea what they were doing.</p><p></p><p>The most normal issues that individuals have with regards to composing influential paper models are concentrating on an inappropriate watchwords, composing excessively, and making the article excessively long. At the point when I see a factious article composed by somebody who has never had a genuine philosophical conversation with someone else who shares their perspectives, I promptly consider somebody who didn't have the foggiest idea what they were doing.</p><p></p><p>The last thing you need to do is make them read it over again just to see them commit similar errors. You need to make them question why you're not sharing your thoughts or why you're not exhibiting that you are correct and their rival is wrong.</p><p></p><p>You don't need to invest a ton of energy recorded as a hard copy convincing paper models on the grounds that there are a lot of individuals who do it well, however you need to invest however much time chipping away at your own aptitudes as could reasonably be expected. The result of a genuine philosophical discussion with an adversary who has a remark can be very interesting.</p>

Writing a Facebook Status

<h1>Writing a Facebook Status</h1><p>To compose a Facebook status you should be exceptionally sorted out and at the time, so how about we take a gander at the various advances that you should take. You should choose what your inclinations are and afterward make sense of who is going to peruse your status - who is this individual you will talk? This should be possible either by stopping for a moment to talk with a companion or by setting up a private discussion with somebody, yet whichever way it is essential to be clear about who you are talking to.</p><p></p><p>You will likewise need to figure out who will be perusing your status, and why they are going to understand it, for this is the start of your online nearness. On the off chance that you are utilizing Facebook to promote a business, it will be imperative to get however much data out there as could be expected, it will likewise assist you with getting more supporters on the off chance t hat you can comprehend what individuals need to see. This is the motivation behind why we have an online structure rounded out by individuals needing to join to get bulletins and we send them out by email.</p><p></p><p>When it comes to composing an online status, recollect that it is tied in with getting individuals to pay heed. By utilizing visuals, you can catch eye, which is significant in the online world. This will assist you with building up trust, which can assist you with advancing your business, or whatever it is you are marketing.</p><p></p><p>It is likewise essential to ensure that you are utilizing a decent profile page. In the event that you have not made a profile page on Facebook, you can do this by following the means underneath: Log into your record and snap on your name and snap on 'my pages'. At that point you should make another page for your profile by tapping on 'alter profile'.</p><p></p><p&g t;Next, you should round out all the data in regards to your profile page. On the off chance that you would prefer not to havean enlivened title, you can likewise type your name in the body of the page. It will assist you with keeping all your data right where you can discover it easily.</p><p></p><p>After you have made the page, you will need to watch that it has been endorsed by the informal organization. To do this, go to your page and afterward click on the 'Companions' connection and snap on 'check approval'</p><p></p><p>Once this is done, you should add any companions you need to see the new profile page, and you should tap on the 'status' interface. At that point you will be prepared to begin composing a Facebook status.</p>

Wednesday, May 13, 2020

Essay Topics for Your Dream

Essay Topics for Your DreamThere are many important things that you can use for a midsummer night's dream. As well as being a wonderful occasion to reflect upon a past lifetime, it is also an opportunity to create a future for your children. Indeed, this kind of essay topic is ideal for any daydreams that you may have and for those that you would like to work on.However, in writing an essay, it is possible to write without having any sources, or, even worse, with only a small and vast library to work from. After all, the solution to your issues will lie in your imagination and your memories. You will be surprised at how much you can draw upon if you choose to write it as an essay on this particular topic.Indeed, there are many well-known facts and figures that you can use as a good source for this purpose. You may want to refer to scientific studies and reports as they can help with your understanding of these. Scientific studies are frequently cited in history books as they highligh t the problems and solutions of different events.They can also provide you with a great research opportunity. You may want to find out more about the period when your dream is set in, as well as about the leading figures of the era. Your research may help you to piece together much of the information that you need in order to fully understand what it was all about.Indeed, with a little bit of research and careful writing, you can draw upon this scientific knowledge in order to help you to make sense of things. Of course, you will need to make sure that your account does not contain inaccuracies. If you are finding it difficult to get all of the facts in place, then you will also need to consider using the opinion of others as they can often offer reliable and trustworthy advice.You will also find that a large number of people throughout history have also enjoyed their mid-night dreams. In addition to this, there is also a wide range of superstitions surrounding them. It is therefore important that you are able to understand what all of this means.A lot of the religious beliefs about them are based around certain cultures and traditions. However, there are also a number of people who are fascinated by the idea of dream interpretation and that these dreams have something to do with the various things that they see in the world. As such, they wish to find out what the meaning behind these visions is.After you have collected as much information as possible, it is up to you to turn your thoughts into a possible full explanation of your dream. This is an important part of the process. After all, your next step is to learn more about your dreams and how they might relate to these issues.

Sunday, May 10, 2020

Tips to Help You Write a Movie Critique Essay

<h1>Tips to Help You Write a Movie Critique Essay</h1><p>Writing a film evaluate article has gotten very simple to do in these cutting edge times. We currently have a bounty of assets accessible on the Internet, which makes it a lot simpler for anybody to handle this difficult and now and again unpleasant task.</p><p></p><p>One of the main things that you ought to do when you start to compose a film analysis paper is to record the entirety of the data that you have gathered about the film that you need to scrutinize. You can do this by taking notes at the theater, at the web, or through perusing other film audits and movies.</p><p></p><p>Once you have assembled however much data as could reasonably be expected, the time has come to plunk down and begin composing. You will need to ensure that you have the entirety of the data that you have to expound on the film as right on time as could be expected under the circumstan ces. The objective is to ensure that you have the realities close by, with the goal that you don't need to re-read your paper later on.</p><p></p><p>Many individuals realize that so as to audit a film, you have to really go to the theater. On the off chance that you don't have the correct gear, at that point you might be considering how you will be ready. Actually you will have the option to compose your film evaluate article far superior to on the off chance that you had never gone out. What's more, by taking notes at the cinema, you will have the option to compose your articles more efficiently.</p><p></p><p>It is critical to take note of that numerous individuals who don't have their own cinema frequently approach the web, where they can scan for film audits and even download film screeners. This is an amazingly compelling strategy to assist them with figuring out how to compose their film analysis article. While you will be unable to survey a film on the web, you will have the option to allude back to the data that you assemble from perusing different audits, just as film screens, to get a thought of what you should expound on. There are additionally numerous sites that will let you rate other film banners and even rundown motion pictures that you should watch. With the intensity of the web, you will find that it is currently simple to discover the film that you need to find out about, particularly on the off chance that you happen to discover it online.</p><p></p><p>If you can't discover the film that you need to watch, at that point you will have the option to discover different surveys which will assist you with finding the film that you need to see. In any case, when you can compose a film audit and appreciate it, you will feel progressively sure that you can do this in the future.</p>

Essay Examples: Writing a Good Essay?

<h1>Essay Examples: Writing a Good Essay?</h1><p>Student papers are a fundamental segment of composing a course work. Luckily, they are anything but difficult to do once you have taken in the fundamentals and much simpler in the event that you use article tests to assist you with your writing.</p><p></p><p>When you are searching for test papers, you have to search for one that can answer a great deal of the inquiries you may have. This is on the grounds that an elegantly composed exposition will probably answer a ton of the inquiries you have to reply. At the point when you are composing a paper that must address these issues, you need to ensure that you know about the key inquiries that you have to address. Utilizing exposition tests will permit you to answer all the principle issues and questions that you have to cover.</p><p></p><p>The initial phase in making your article is really working it out yourself. There are numerous extraordinary assets online that will assist you with figuring out how to compose and build up your own paper. There are additionally a couple of extraordinary online instructional exercise books that can help you as you progress through the process.</p><p></p><p>When you are searching for test papers that you can utilize, you need to discover something that is free. Since the web is loaded up with an enormous number of articles that offer guidance on composing papers, you need to discover something that is loaded up with tips and rules. Additionally, discovering articles on this theme is likewise acceptable in light of the fact that it gives you a few thoughts for subjects you can expound on. By perusing these example expositions, you will figure out how to make things proficient and impressive.</p><p></p><p>When you are searching for understudy article tests, you should consider one significant angle. These examples ought t o be written in standard scholarly style. While you can discover articles that are set up for the normalized style, you will most likely be unable to discover a great deal of papers that are set up in a style that is near the standard scholastic style.</p><p></p><p>One of the best expositions you can compose when you are composing a research project is to begin with a basic case of a difficult that may be looked later on. For instance, on the off chance that you are composing a report on the most proficient method to raise a multitude of robots that can do entangled errands, you could start by giving a little case of how a trooper would complete an undertaking. From that point, you could fill in more data that can additionally clarify how this would be possible.</p><p></p><p>By utilizing understudy exposition tests, you will have the option to show signs of improvement handle on the best way to compose a decent article. You will likewi se have the option to figure out how to utilize article tests to make a superior contention for your proposal proclamation. At the point when you use article tests, you will have the option to profit by the configuration of the paper, just as realizing which focuses to underscore and which to omit.</p>

Friday, May 8, 2020

What is the Kilachand Honors College Essay?

What is the Kilachand Honors College Essay?If you are looking for a sample of what is the Kilachand honors college essay, you have come to the right place. Here you will find sample essay that you can use as a guide to write your own honors college essay. By knowing how to write an honors college essay, you can be on your way to a prestigious college and a higher paying job. By reading this article, you will know what you need to know to get started.The purpose of an honors college essay is to give an essay that outlines the student's degree and honors as it relates to the course he or she is taking. It is important that the reader of the essay knows the person the student is writing about. Because the reader will likely see the student at a social event and if the student is not who he or she claims to be, it could cause awkwardness.As such, students should put themselves in the place of the reader when writing an honors college essay. Do not talk about how awesome you are. Just exp lain what you are doing at the time to give the reader a detailed description of what you are doing. Give specific information about what happened so the reader can understand what the student is doing at the time. If possible, have the student talk about the event to illustrate how it would feel if he or she was talking to the reader.If you are a high school student looking for a sample of what is the Kilachand honors college essay, then you are in luck. The college has a page dedicated to these college essays. They are there to show students how to write a great one and to give a good overview of what is expected of the student. A sample of what is the Kilachand honors college essay is located here.The purpose of a college honors college essay is to tell a story. The writer needs to put themselves in the situation of the reader to do this. What are the events that lead to the student's achievements? What are the reasons that a high school student is writing this essay?It is up to the writer to make sure that the audience is able to understand the story told. By telling the story and not writing for a specific reader, it becomes easier for the writer to find the purpose of the essay. In order to get a good understanding of the student's feelings, the writer should use specifics.If the honors college essay is about sports, then the writer needs to be able to demonstrate how the student has changed. Is the student an athlete? Is the student involved in a sport? Is the student from a different state? Every piece of writing needs to be solid if the student wants to be successful.To write a great college essay, students should not be afraid to write. These college essays are not only for a specific class, but for a reader that is a diverse range of people. This means that the writer does not need to make his or her content as appealing as the reader. The student should try to find a niche for himself or herself to be successful.

Essay Samples - Where to Find Strong Essay Samples For Your School

Essay Samples - Where to Find Strong Essay Samples For Your SchoolSo many students spend money and time on essay samples but do not really know where to start. Sure, the school bookstore has all the supplies, but why settle for them when you can get so much more? Good sources of helpful essays include the internet, the library, the local public library, and of course, your local university.When a student is deciding where to study, they need to know if the school is reputable. This is something that does not have to be difficult; many websites will list the accreditation for schools in your area. Often, if a school has been accredited, they may also be affiliated with a specific college or university. This information can be found by looking up your city or state, as well as the school's name. The website will provide the number of students enrolled, the class rank, and the student to faculty ratio.After finding a place to study, students are often given the option of joining the USA P, or the necessary student websites, which may offer online study guides and other helpful resources. These are great places to start, especially for students who just starting out. A large majority of programs are accredited, so a potential student should feel confident that they will receive a high grade.In order to find good essay samples for your university, check to see if it is an approved institution. It is important to remember that the most highly ranked schools can charge significantly more, so make sure you can afford that tuition. If you choose to enroll in a private college, make sure you can afford their tuition as well.Many prospective students want to know what can really help them boost their grades. A lot of universities and colleges offer online classes as part of their programs. These classes often have extra instruction and help from instructors who are either qualified or who have completed similar courses and have experience in teaching online. Essay samples come in different formats, depending on the type of essay you want to write. There are outlines, exams, thesis evaluations, and even articles.Students can find a variety of essay samples to choose from, and find many to benefit their own projects. Many sites are dedicated to helping students to write better essays, and these essays are often used as reference for the student to work from.

Wednesday, May 6, 2020

By The Time Someone Is 18, They Have Already Seen About

By the time someone is 18, they have already seen about 200,000 violent acts by watching TV (â€Å"Television†). As children grow up, they spend a lot of their time in front on the television. They learn from what they can see. The problem is that a lot of violence is shown on TV. This exposes children to actions that they should not see until they are old enough to understand what is happening. The violence in movies and television affect society’s children’s way of growing up because they are exposed to aggressive actions since they are young. Every child enjoys watching a movie or television every once in a while. However, a lot of the 21st century movies or shows contain some sort of violence. According to Wilson and Hudson, â€Å"94% of the†¦show more content†¦Hughes states â€Å"Children were more likely to imitate the aggression when the model was similar to the child and when the model was rewarded (or not punished) for the aggression.†. There are films that show a person doing crimes, and the person always manages to escape from the punishment. There are also films where the person doing all the crimes are the ones with the money and with the attention. The movies portray the violent lifestyle as if it had the best benefits of all the lifestyles there could be. Another study also showed â€Å"Children with high initial levels of aggression remained aggressive following exposure to the violent programming but decreased their aggressive behavior following the neutral film† (Hughes et al.). The aggressive levels increase as they watch the violence. In addition, Erwin and Morton state that the â€Å"three primary effects the three primary effects of media violence on children are (a) reduced sensitivity to the pain and anguish of others, (b) increased fearfulness, and (c) greater aggressive or violent behavior toward others† (107). The exposure to the media violence creates a fear in kids even if they have not experienced the event. It also increases their aggression towards others. If someone picks a fight with them, they are more likely to strike back instead of calming down. Erwin and Morton also say that â€Å"The American Psychological Association (2005) maintained that existing research suggests that exposure to violenceShow MoreRelatedThe Repetitive Recital : Metaphors, Imagery, And Anaphora1280 Words   |  6 Pages The Repetitive Recital: Metaphors, Imagery, and Anaphora in Billy Collins’s â€Å"Litany† There are few poets who have written such a subtly humorous work as Billy Collins has done in â€Å"Litany†. This poem has achieved being humorous due to the use of metaphors, imagery, and anaphora. The strange metaphors and imagery when referring to the female character make every persons interpretation very unique because the metaphors are not as clear as others. The female character is being compared to strangeRead Moreshould the drinking age be lowered to 18?948 Words   |  4 PagesIn 2009, about 10.4 million young people between ages 12 and 20 drank more than â€Å"just a few sips† of alcohol (Underage). The drinking age should be lowered to age 18 because teens are considered adults at this age, less people in jail for hosting underage drinking, and teens can be taught responsible drinking. Although there is a negative side to lowering the drinking age because it can cause more motor-vehicle accidents, greater chance for alcohol problems, and the health risk it can cause. ThereRead MoreHow Much Do We Know About Ourselves?1179 Words   |  5 PagesHow much do we know about ourselves? How are we perceived by others? How important is all this to us? Central topics of research in social psychology is the nature of the self and how we think and feel about ourselves, (Baron, 18). 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Finally, introverts are less likelyRead MoreEsports: Informative Paper1250 Words   |  5 PagesChampionship match. After a weekend full of ups and downs, twist and turns it all comes to this. 1 week earlier, the previous Friday thousands have flown down to the heart of it all. Crowded around the event hall doors, people everywhere, spectators itching to get the best seats. Players going over in game builds, timings, and strategies just one more time until the doors finally open. 8 teams of 5 players to a team were seated into the week long tournament and now only two remain. Royal ClubRead MoreThe Doctor Taylor s Case1215 Words   |  5 Pagestoday was from Boston. He fits the stereotypical attributes of someone not just from Boston, but from up North period. The attitude, the snap in every word spoken, and the lack of what appeared to be happiness on his face. The very first patient she encounters is a 47 year old female that was complaining of pain in her uterine area. Before Taylor could even get a sentence out, the patient informed her that the doctor had already seen her and that she was going home. However, she didn t mind TaylorRead MoreLowering The Drinking Age From 21 Essay1214 Words   |  5 Pages5,000 kids under the age of 21 die from alcohol abuse, 1 in 5 10th graders will resort to binge drinking, and alcohol continues to damage developing teen brains (Let’s Stop Teen Drinking Tragedies). While they may not be seen in night clubs in bars, people between the ages of 18 and 21 are subjecting themselves to unsafe usage of alcohol in p rivate or at high school parties simply because it’s â€Å"fun† and â€Å"reckless†. So how do we as a country end this monumental epidemic? Some believe that loweringRead MoreThe Legal Drinking Age Should Be Removed1735 Words   |  7 Pageshistory proves it does not work at 18. Conor Lewis 12-4-15 English 3rd Alcohol. The source of curiosity among young people everywhere. 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Cyber Money Laundering in India free essay sample

Money is like fire, an element as little troubled by moralizing as earth, air and water. Men can employ it as a tool or they can dance around it as if it were the incarnation of a god. Money votes socialist or monarchist, finds a profit in pornography or translations from the Bible, commissions Rembrandt and underwrites the technology of Auschwitz. It acquires its meaning from the uses to which it is put. Benjamin Franklin said, â€Å"Money has never made man happy, nor will it; there is nothing in its nature to produce happiness. The more of it one has the more one wants†. Raghu Raman, â€Å"Five types of crimes are now converging. Cyber crimes such as identity theft, illegal access to e-mail, and credit card fraud are coming together with money laundering and terrorist activities. Large amounts of money is now stored in digital form. Now you can transfer money through electronic and online gateways to multiple accounts. † †¢ In the beginning, laundering money was a physical effort. The art of concealing the existence, the illegal source, or illegal application of income, and then disguising that income to make it appear legitimate required that the launderer have the means to physically transport the hard cash. The trick was, and still is, to avoid attracting unwanted attention, thus alerting the Internal Revenue Service (IRS) and other government agencies involved in searching out ill-gotten gains. In what could be described as the â€Å"low-tech† world of money laundering, the process of cleaning â€Å"dirty money† was limited by the creative ability to manipulate the physical world. Other than flying cash out of one country and depositing it in a foreign bank with less stringent banking laws, bribing a bank teller, or discretely purchasing real or personal property, the classic approach was for a â€Å"smurf† to deposit cash at a bank. Cyber laundering is a new way to hide the proceeds of crime and the advance of technological solutions of electronic payments and online gambling has eliminated the need for time and space as compared to the traditional way of money laundering to achieve Cyber laundering. Countries with bank-secrecy laws are directly connected to count ries with bank-reporting laws, making it possible to anonymously deposit â€Å"dirty† money in one country and then have it transferred to any other country for use. Depending on which international agency you ask, criminals launder anywhere between $500 billion and $1 trillion worldwide every year. The global effect is staggering in social, economic and security terms. Terrorist funds are recycled in the financial system through a variety of layering techniques which take advantage of regulatory and supervisory weaknesses. †¢ The abuse of the Internet by money launderers is potentially a significant threat. Till date, there are only few criminal cases concerning so called cyber laundering. But there are some symptoms observed by international organizations, law enforcement agencies, financial intelligence units and financial institutions. Criminals have been constantly seeking new ways to clean their illicit gains in order to stay ahead of law enforcement. Similar situation was in case of wire transfers in the 80s and 90s. Due to its decentralized structure, the internet has increasingly become the mechanism of choice of many criminals to channel funds from one global location to another, sometimes in mere minutes and, if handled professionally, without leaving traces. Although the amounts thus shifted are currently thought to be still relatively small compared to the overall volume of funds laundered, the practice of using the internet as a tool to hide the origins of illicit funds is growing fast. And as criminals and terrorists across the world get increasingly cyber-savvy, they make more and more frequently use of the above mentioned advantages of the internet and thus succeed in always staying several steps ahead of most law enforcement officers, who are only gradually starting to get to grips with the virtually unlimited possibilities of the worldwide web. WHAT ATTRACTS CYBER MONEY LAUNDRERS? There are few features of the Internet which attract criminals: 1) Anonymity: The Internet seems to be a â€Å"place† where you can hide yourself among millions of other users; where you can pretend to be someone else since no one can truly identify you. But it seems that is no longer true, since there are some legal obligations put on Internet Service Providers to record and keep log files for a long period of time. They show which computer and when was connected to Internet. This measure is being used to fight computer crimes. It makes law enforcement’s work to trace somebodys activity in cyberspace easier. Of course there are some means to circumvent them and to keep the anonymity. They include Internet Protocol (IP) spoofing, use of modem connections (every time user connects he gets different IP address), Wireless Fidelity technology which allows to abuse publicly open so called â€Å"hot spots† or unprotected routers to connect to the Internet, use of pre-paid phones as modem in order to connect to the Internet (it hides the identity of a user). Also the use of encryption technology (widely available on the Internet) and many proxy servers hinders the efforts of law enforcement to catch cybercriminals. ) No Face-To-Face contact: This is called the depersonalization of financial operations. When we are using one of the financial services available on the Internet, we actually use our computer (and software) which connects to the banks server. The whole process of placing orders (making requests) and executing them is fully (or partially) automatic without the presence of a hum an factor. So in fact we can very easily pretend to be someone else each time we â€Å"visit† bank in the cyberspace. The financial institution’s server checks only two things the login (e. . unique ID number) and the password – not the true identity of a customer. If the information is correct (meaning the same as the one stored in servers memory), the access is granted. As a result, it would be harder to detect and hold up transactions related to money laundering activities. It also cuts out another potential source of reporting suspicious transactions – financial institution employees. 3) Speed of the transactions: Money laundering process would be less expensive and faster as the one using ‘normal’ or old-fashion transactions. New payment technologies permit to move funds more rapidly on long distances and make law enforcement work even more complicated. Some of them are instantaneous e. g. within one financial institution. It allows launderers to move funds very quickly within one country or even worldwide. In essence it makes hiding the illicit source of money easier and difficult to trace. It makes also the whole procedure cheaper. 4) Globalization process: free movement of goods, services, people and new payment technologies: The globalization of economy includes the necessity for people (entrepreneurs nd customers) to move, invest and spend money wherever they want to. In order to achieve that with the help of developing information technology, there have emerged new payment technologies. They allow freeing ourselves from carrying large quantities of cash, as well as to do businesses at a long distance. Another word is â€Å"investments mobility†. Access to the Internet and to on-line services is easy and common. This channel of the distribution of financial or investment products has become very important factor. These services will become even more significant for financial institutions in the near future. There is also a trend to reduce any obstacles (including legal ones) in trade between countries or moving funds around the world to find more efficient way of investing them. 5) Cross border activity: involves several jurisdictions, mutual legal assistance treaties issues: The on-line service provider’s abode usually differs from the place where the servers are located in reality, from where these servers are administrated, or from where the client accesses the Internet. The new payment technologies let us conducting business between different countries, various legal systems. It means there are several jurisdictions involved in the case of an offence. And the cooperation between law enforcement, revenue services and judiciary is one of the most difficult tasks as far as the transnational criminality is concerned. Even though there are plenty of mutual legal assistance treaties and international conventions. So in fact it is easier to get away from the government agencies with money derived from illicit activities. But we cannot stop the development of new payment technologies in order to fight crime (including money laundering), since some of these features are important for lawful commercial activities, too. They encompass speed of transactions, access to customers or counterparts and capacity to extend beyond national border. As a result we need to find another way to prevent and fight money laundering in the cyberspace. It has to be stressed that the launderers and other criminals sponge on the development of new payment technologies. On the other hand they also stimulate that development by exploiting it. In other words we need to learn the causes and the phenomenology of cyber laundering in order to fight it efficiently or just to control it. In general ‘Cyber Payments’ can be described as payments which facilitate the transfer of financial value in the Internet. Some call it digital currency or e-cash, but those terms cover only a part of the phenomenon. That technology has a strong impact on the way we do business, transfer money (and other values) and the cash-oriented society. The common element is that these systems provide counterparts with immediate, convenient, secure and sometimes anonymous means by which they can transfer financial value. Although these systems will provide promptly evident benefits to legitimate commerce, it may also have the potential to facilitate the international movement of illicit funds. At the same time it prevents law enforcement from obtaining necessary information to detect illegal activity. †¢ Any financial institution that offer on-line banking should have procedures, whether it be driven by software, humans or a mix of the two, that verify the identity of the customer who seek to do business with the institution. This can be difficult for on-line banks that often rely on customers to confirm who they are through passwords. There are also different typologies of what is being encompassed by term cyber payments. It may include: 1. Internet Payment Systems Companies provide so called electronic cash or e-cash services to their customers. It is a sort of replacement for physical cash. Usually, software which stores value on the computers of their clients (merchants and consumers) is pro vided to them. This stored value can than be transmitted via the Internet between personal computers in order to buy and sell goods or services. Example, mobile payments, micro-payments, etc. 2. Stored Value Cards Also known as â€Å"smart cards† or e-purse; those cards are pieces of plastic, typically the size of a credit card. They contain a microchip (a memory chip) to which value can be encoded. These cards can be loaded (or added value) via automatic teller machine, properly equipped telephones, personal computers and from other stored value cards using a device which can transfer value directly. But the range of possibilities depends on the system. Theoretically they can be programmed to store billions of dollars. However, most current stored value card programs place a limit on the amount f value that can be loaded onto any individual card. 3. Smart cards Smart cards may make it easier for the launderer to transfer illicit funds without detection by law enforcement and financial institutions. Because the cash value is stored on the card, there is no need for the merchant to dial up a bank or credit card company to get approval for the transaction. What is more interesting and use ful for launderers, funds can be moved from one country to another without alarming financial institution. A card issued in one country can be used to withdraw money in another one. And users may hold numerous cards. They can allow criminals to move billions of dollars without using banks at all. Digicash was developing a computer-based payment system that involved so called â€Å"one way privacy† method. It means that payers can check who received money from them, but does not allow the recipients to find out where it came from. 4. On Line Banking Many financial institutions provide their customers with software to conduct most, if not all, of their banking business via personal computer. 3 This software allows customers to check account balances, transfer funds between accounts and direct payments to creditors. But these days you dont need special software. A typical web browser is enough since it uses encrypted connection protocols. You can access also virtual casinos, universities, libraries, bookstores, auction houses, etc. Today, most financial institutions globally, and many non-financial institutions, are required to identify and report transactions of a suspicious nature to the financial intelligence unit in the respective country. For example, a bank must verify a customers identity and, if necessary, monitor transactions for suspicious activity. This is often termed as KYC – know your customer. This means, to begin with, knowing the identity of the customers, and further, understanding the kinds of transactions in which the customer is likely to engage. By knowing ones customers, financial institutions will often be able to identify unusual or suspicious behaviour, termed anomalies, which may be an indication of money laundering. †¢ Bank employees, such as tellers and customer account representatives, are trained in anti-money laundering and are instructed to report activities that they deem suspicious. Additionally, anti-money laundering software filters customer data, classifies it according to level of suspicion, and inspects it for anomalies. Such anomalies would include any sudden and substantial increase in funds, a large withdrawal, or moving money to a bank secrecy jurisdiction. Smaller transactions that meet certain criteria may also be flagged as suspicious. For example, structuring can lead to flagged transactions. The software will also flag names that have been placed on government blacklists and transactions involving countries that are thought to be hostile to the host nation. Once the software has mined data and flagged suspect transactions, it alerts bank management, who must then determine whether to file a report with the government. Online services are those services which are present in the world of cyber space. These services are very much helpful in developing our economy. However, these services are more prone to attack by the cyber criminals. On-line banks are a prime target for money launderers. Banks, in general, provide the widest range of financial services. This is the reason why they are always targeted by launderers. What is more important, the regulations concerning opening an Internet bank account are different from one jurisdictions to another. It leads to asymmetric regulations between jurisdictions. The less information is required, the better for the launderer because it conceals her/his identity from law enforcement. †¢ One can come up with simple modus operandi: Bank transfer funds to another bank account; and this is a legitimate company’s income. The service might be a fake. On the other hand, if service is being provided also for â€Å"normal† customers, it gives the opportunity to use the blending technique which makes things even more difficult for law enforcement or financial institution to mark transactions as suspicious. †¢ Some of the online services which are much affected by cyber crimes, are as follows: 1) PayPal : It acts as non-bank, Internet-based agent – payments intermediary for individuals and organizations that want to trade or transfer funds via the Internet. A person sets up a pre-paid account in his name with this agent. It can be funded from a credit or debit card or a bank account. Using those pre-paid funds, person can buy goods or transfer funds to other agents account holders. The payment or transfer of funds occurs as a book-entry transaction between the agents accounts. When an account holder wishes to access the funds located in his account, he order agent to credit his credit or debit card or bank account via a credit transfer or a paper check. 2) Credit cards: There is a very similar situation with the use of credit cards or e-cards. They are widely use by customers who wish to pay for services available on the Internet. None of other companies involved in the process would think that there was anything suspicious about the transactions. 3) Pre-paid cards: According to Financial Action Task Force report, the most popular method of cyber laundering is the use of pre-paid cards. 7 There are two types of cards: open and close system. First one is a typical debit card with which everyone can pay for services, goods or withdraw money from ATM. Second concerns systems like pre-paid telephone cards which can be bought and then resold. They can be exploiting in all three stages of money laundering (NDIC, 2006). The pre-paid cards are especially good to transfer funds across borders. 4) On-line Gambling: Internet gambling has been identified – by experts in the field of money laundering and tax evasion – as a potentially ideal web-based service to legitimize ill-gotten gains. In the real world casinos are used to launder dirty money. The same thing can be done by on-line gambling sites. There are two possibilities: launderer exploits legitimate web-based service or launderer sets up an on-line gambling company in order to clean money. It is an excellent method because transactions are conducted primarily through credit cards as mentioned earlier. Additional obstacle is the place where on-line gambling companies operate. Usually, they are based in off-chore financial centers which lack regulatory or prudential measures. This method can affect a normal bank since such companies have their accounts in offshore banks that, in turn, use a reputable United States correspondent bank. The tracing of the source and ownership of the illegal money that moves through these accounts is difficult or impossible for enforcement and regulatory agencies in the United States and elsewhere. 5) On-line Auctions: Another business that can be useful for launderers is the auction sale. It is a booming industry in the Internet. It allows its registered users to put items on a sale or to buy such items. There are auction sites which offer some basic financial services, too. They do it for security reasons for persons buying and selling things. The buyer sends money to companys bank account and the seller sends the item to the buyer. If everything is â€Å"all right† and the item is exactly as it was promised by the seller, the company sends money to him/her. It also gives the whole process the appearance of licit business activities since it involves reputable auction company and its bank account. Since this is auction price has no limits and the Smurf can bid higher and higher. Actually the higher the price is, the more dirty money receive legitimate appearance. 6) Mobile-payments: Mobile payments can be described as payments done through the use of services via mobile phone or any other communication device (FATF, 2001). Payments are initiated using voice access, text messaging protocols, or wireless application protocols (WAP) that allow the device to access the Internet. However new mobile payments services are not based on an underlying bank or credit card account. The telecommunication operator acts as a financial intermediary to authorize, clear, and settle the payment between its client and the mobile service provider. The GSM operator engaged in these activities usually are not overseen by a country’s central bank or other banking regulators but may be subject to anti-money laundering measures. There are two possibilities. The operator may either: a. allow customer to charge transactions to the phone bill (post-paid), or; b. may permit the phone owner to fund an account held by the telecom operator for the purposes of making payments (pre-paid). Pre-paid phone gives also a sense of anonymity since usually it is not required to register the identity of a SIM card buyer. Prepaid mobile payments accounts operate in the same manner as a prepaid card or an electronic purse. 7) Digital Precious Metals (DPM): The ground for using Digital Precious Metals services is to facilitate on-line transactions without regard for underlying currencies or access to foreign exchange. Those transactions have immediate finality since they are conducted as a book-entry transaction between the dealers accounts. It involves the exchange of options or the right to purchase an amount of precious metals at a specific price. These derivatives can be exchanged, like any other traditional commodity or securities derivatives, between account holders. Consumers purchase a quantity of virtual precious metal holdings based on the current price of the metal on the world commodity exchanges. Once a purchaser has acquired a quantity of the virtual precious metal, those holdings or a portion of them can be transferred either to another individual or a merchant in exchange for goods and services. The dealers internal regulations usually differentiate between themselves. There might be some restrictions or limits on value of DPM, method of funding or usage of account . Sometimes they allow anonymous accounts. The access to account only via the Internet hinders dealers efforts to verify customers’ true identity. It shifts the money laundering risk to a new level. 8) Virtual Money Laundering: There is a relatively new method of laundering money and is called virtual money laundering. Criminals can make use of the growing in popularity of the massive multiplayer on-line role praying games or web based social services, e. . Second Life, Entropia Universe. What is so interesting in it as far as money laundering is concerned? Some of them allow purchasing virtual currency using â€Å"old-fashion† real money at a fixed exchange rate. Then the player (user) can earn more in virtual world, exchange it with other users, buy and sell virtual items. It works in both directio ns – the virtual coins can be converted into real money and transferred to desired account before withdrawing it from ATMs worldwide. Sometimes players are given a re-loadable debit card with which they can withdraw money directly from ATM. Although it is difficult to provide an all encompassing definition of a cyber payment, it is possible to make some generalizations. It means all of the systems which intend to allow their users to move funds electronically (in the Internet). They may serve as a cause (a legal title) to perform transaction (transfer of funds) or tool to perform transaction (transfer of funds) . The latter needs a few words of explanation. Banks allow their account holders to send funds from one account to another one. However it is possible to establish a bank account with false ID or hire someone to do it for us for a commission. Therefore one person can have an access to different bank accounts and enter them as a different person simultaneously via the Internet. If the accounts are located in one bank there is one more vital advantage. There transfer is almost instantaneous which allows for fast moving funds and multiple withdrawing them in cash at the end using ATM. †¢ New payment technologies depend on applications of high-speed communication and information analysis that is part and parcel of the use of computer based information processing. The system bases on fast ways of communications and computing data using networks. Cyber laundering was believed to be the latest technique in money laundering typology. So far, the process has been depending on a physical transportation of cash to conceal the existence of illegal source or blending licit companys incomes with illicit ones. As the physical moment of cash has become more risky and the electronic means of communication have emerged, the launderers have changed their modus operandi. The wire transfer system have been allowing organized crime, as well as legitimate businesses and individual banking customers to enjoy a swift passage for moving money between jurisdictions. †¢ Although there are no or just few criminal cases connected purely with Internet (it depends on jurisdiction), it does not mean that there is no cyber laundering activity going on and all of this is just a hype provided by law enforcement agencies in order to get more power. Maybe we look not thoroughly enough or our instruments arent good enough to detect this phenomenon? However, using Internet based financial services is possible on all stages of money laundering process. 1) The Placement Stage The first step in money laundering is the physical disposal of cash. Traditionally, placement might be accomplished by: proceeds derived from criminal activity in domestic banks or other types of financial institutions, With cyber laundering, cash might be: However in case of cyber crimes, there is no need to go through this stage, since the money (or other values) already has an electronic form and â€Å"exists† in cyberspace. Internet frauds, identity thefts, false investments opportunities may serve as examples. 2) The Layering Stage The second stage of money laundering process benefits the most from the on-line services. The layering involves creating complex layers of financial transactions to distance the ill-gotten gains from their source and break the audit trail. There are plenty of traditional techniques, such as the wire transfer, the conversion of deposited cash into other financial instruments or goods, and investment in legitimate businesses, using shell companies. The most important issues for launderers are: the speed, the distance and the anonymity. All of them can be provided by on-line financial services. It includes: 3) The Integration Stage The last stage has an aim to make the wealth derived from criminal activities appear legitimate. There are also many traditional techniques such as: using front companies, â€Å"lending† money back to the owner, transfer pricing, false invoicing, winning ticket, etc. The most effective way is probably to establish an on-line service company. Offering services (true or fake) provide incomes which appear legitimate. Funds end up on safe corporate account after the second stage somewhere in off-shore jurisdiction. It could deal with gambling, betting, etc. However the service would never be delivered – there would be no (net) winnings paid back to the account. The payment would appear as profit in the books of the Internet service company. Thus the owner would appear to be legitimate – a profit of her/his own Internet Company. Payment for services may come from different parts of the world; there are no geographical restrictions. Since there are just a few criminal cases we could describe as cyber laundering, presented below specific techniques can be describe as potential money laundering modus operandi. EFFECTS OF CYBER MONEY LAUNDERING †¢ Some of the effects of the menace of cyber money laundering are as follows: 1) Terrorism – Terrorism is an evil which affects each and everybody. Now and then we can find terrorist attacks being made by terrorists. These attacks definitely cannot be done without the help of money. Money Laundering serves as an important mode of terrorism financing. Terrorists have shown adaptability and opportunism in meeting their funding requirements. Terrorist organizations raise funding from legitimate sources, including the abuse of charitable entities or legitimate businesses or self financing by the terrorists themselves. Terrorists also derive funding from a variety of criminal activities ranging in scale and sophistication from low-level crime to organized fraud or narcotics smuggling, or from state sponsors and activities in failed states and other safe havens. Terrorists use a wide variety of methods to move money within and between organizations, including the financial sector, the physical movement of cash by couriers, and the movement of goods through the trade system. Charities and alternative remittance systems have also been used to disguise terrorist movement of funds. 2) Threat to Banking System – Across the world, banks have become a major target of Money Laundering operations and financial crime because they provide a variety of services and instruments that can be used to conceal the source of money. With their polished, articulate and disarming behaviour, Money Launderers attempt to make bankers lower their guard so as to achieve their objective. Though norms for record keeping, reporting, account opening and transaction monitoring are being introduced by central banks across the globe for checking the incidence of Money Laundering and the employees of banks are also being trained to recognize suspicious transactions, the transactions representing legitimate business and banking activity from the irregular / suspicious transactions. Launderers generally use this channel in two stages to disguise the origin of the funds first, when they place their ill gotten money into financial system to legitimize the funds and introduce these funds in the financial system and second, once these funds have entered the banking system, through a series of transactions, they distance the funds from illegal source. The banks and financial institutions through whom the ‘dirt money’ is laundered become unwitting victims of this crime. 3) Threat to Economic and Political Stability – the infiltration and sometimes saturation of dirty money into legitimate financial sectors and national accounts can threaten economic and political stability. An IMF working paper concludes that money laundering impacts financial behaviour and macro-economic performance in a variety of ways including policy mistakes due to measurement errors in national account statistics; volatility in exchange and interest rates due to unanticipated cross border transfer of funds; the threat of monetary instability due to unsound asset structures; effects on tax collection and public expenditure allocation due to misreporting of income.